Two ways to avoid the curse of relentlessly rising insurance premiums.

Two ways to avoid the curse of relentlessly rising insurance premiums.

One of the biggest complaints we hear is, “My insurance premiums keep going up.”

It’s understandable. No one likes seeing prices rise year after year for the same cover.

So here are two ways you can keep your premiums down – without sacrificing any benefits.

The first is something called Level Premiums for 10 Years. This is where you pay the same fixed premium for a full decade. Think of it as the insurance equivalent of a fixed rate on your home loan.

The idea is that you pay more during the early years but the savings soon start to add up. By the end of the decade you will be paying substantially less than if your premiums had been rising every year.

The second way to save money on your premiums is to take advantage of AIA Vitality. This is a savings and wellness programme linked to AIA Insurance that rewards you with significant discounts.

Just signing up gets you an instant 10% discount on your premium. Then each year, you can get extra discounts if you achieve certain health and wellness targets. These might include tracking your sleep or reaching some weekly activity milestones. You also get rewarded for eye checks, mole maps and other things that can contribute to staying healthy. I’d be happy to give you more details if you’re interested.

AIA are making it even easier to claim these discounts by holding a one-day event this August. You’ll have the opportunity to have all your health checks done in one session, and you’ll get an AIA Vitality points bonus just for taking part.

Let me know now if you’d like to take part, and I’ll meet you there.

Get all your health checks sorted – and get a healthy saving on your insurance too.