Home is where the injuries are

Unless you were deemed an essential worker, you probably spent a lot of time at home during the last few months. Many people took the opportunity to do a bit of DIY. And that’s where the trouble starts.

Did you know that more injuries happen at home than in the workplace? ACC reckons someone is injured at home every 48 seconds. I speak from painful experience, as I gave myself a nasty cut on the finger making candles for the City Mission during lockdown.

A wobbly ladder, an unfamiliar power tool, or simply a creased floor rug – any of these can lead to a trip in an ambulance. Take care it’s not you.

To be extra safe, consider taking out Accidental Injury Insurance. This type of cover is very cost-effective. It could give you some peace of mind if an accident at home leads to time off work.

Some good news on Covid-19 cover.

If you have a policy with AIA, you’ll be pleased to learn that their insurance products do NOT contain exclusions for pandemics. So if you ever need to make a claim related to Covid-19, that’s one less thing to worry about. 

While we’re on the topic, now might be a good time to review all your policies. There’s a pretty good chance your lifestyle and financial circumstances have changed recently. Get in touch and we’ll see what we can do.