Matters of Interest

Even with the best will in the world, I sometimes feel that personal finances can be like a sieve or a leaky bucket.

We’re suddenly become very busy – and that’s good news. It suggests the property market is stirring, and that perhaps the economy is heading for a better place.

It’s been a wild ride over the last few years. House prices rocketed and interest rates fell during the Covid lockdown era.

You might have heard a lot of noise in the media recently about changes to lending rules.

Lately we’ve had lots of clients contact us about refinancing. In fact, we arranged more refinances last month than we did for the whole of last year.

If you’ve been following the news, you may have seen one well-known economist predicting that interest rates are going to rise. At the same time we’ve seen banks dropping their rates.

Cutting costs is a smart move. Cancelling your insurance probably isn’t.

A lot of people believe that insurers will do anything to avoid paying out a claim. They imagine all sorts of traps in the small print, designed to leave you hanging. This has not been my experience.

Imagine putting off a discussion about insurance for years, and then finally getting around to it.